1. Overview
Crestara Holdings Inc. ("Company," "we," "us," or "our") operates the website crestaraholdings.com and provides business financing services. This Privacy Policy explains how we collect, use, disclose, and protect information about you when you visit our website, submit an application, or interact with us in any way.
By using our website or services, you agree to the terms of this Privacy Policy. If you do not agree with these terms, please discontinue use of our website and services.
4. SMS / Text Message Communications
Crestara Holdings Inc. may send you marketing and promotional SMS/MMS messages if you have opted in to receive them. The following terms apply to our SMS communications program.
SMS Program Terms
- Program Description: By opting in, you agree to receive recurring marketing and promotional SMS/MMS messages from CRESTARA HOLDINGS INC regarding our financial products, services, offers, and updates, sent using an automated telephone dialing system (ATDS).
- Frequency: Message frequency varies; you may receive up to 4 messages per month.
- Message & Data Rates: Message and data rates may apply depending on your mobile carrier plan.
- Opt-Out: Reply STOP to opt out at any time. You will receive a confirmation message and will no longer receive SMS messages from us.
- Help: Reply HELP for assistance. You may also contact us at jonathan@crestaraholdings.com.
- Consent Is Not Required: Consent is NOT a condition of purchase. You may opt out at any time without affecting your eligibility for our financial services.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Carriers are not liable for delayed or undelivered messages. If you experience issues with the SMS program, please contact us directly at jonathan@crestaraholdings.com.
5. Sharing of Your Information
We do not sell your personal information. We may share your information with:
- Service Providers: Third-party vendors who assist in operating our website, processing applications, or providing our services, under strict confidentiality agreements.
- Legal Requirements: When required by law, court order, or government authority.
- Business Transfers: In connection with a merger, acquisition, or sale of assets, subject to the same privacy protections described in this policy.
We do not share your personal information with third parties or affiliates for their own marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
6. Cookies & Tracking Technologies
We use cookies and similar technologies to enhance your experience on our website, analyze traffic, and understand how visitors use our site. Cookies are small text files stored on your device.
Types of Cookies We Use
- Essential Cookies: Necessary for the website to function properly.
- Analytics Cookies: Help us understand website traffic and usage patterns.
- Marketing Cookies: May be used to display relevant advertisements.
You can control cookies through your browser settings. Disabling cookies may affect certain features of our website.
7. Data Security
We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These include SSL encryption, access controls, and regular security assessments.
No method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
8. Your Rights & Choices
Depending on your location, you may have the following rights regarding your personal information:
- Access: Request a copy of the personal information we hold about you.
- Correction: Request that we correct inaccurate or incomplete information.
- Deletion: Request that we delete your personal information, subject to certain legal exceptions.
- Opt-Out of Marketing: Unsubscribe from marketing emails at any time via the unsubscribe link in our emails. Reply STOP to opt out of SMS messages.
- Data Portability: Request a copy of your data in a machine-readable format.
To exercise any of these rights, please contact us at jonathan@crestaraholdings.com.
9. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a minor, please contact us immediately.
10. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a revised "Last Updated" date. We encourage you to review this policy periodically.